October 19, 2019

Risky Business

Risky Business

Home improvement

A fight with an insurance company left a couple with damages to their home for more than a year and a half after a driver crashed into their home. The car crashed right through the back and also caused damage to the brick on their home and throughout their yard....


Jilted musician

A retired fridge engineer claimed for hearing loss caused by his work with his insurer. While investigating the claim, it was found that the insured was the frontman in a rock n’ roll band, while he had submitted documents stating that he did not have any ‘noisy’ hobbies. The insurer...


Holiday hoax

A man made multiple claims to different travel insurers claiming of an illness that had caused him to cancel his family holiday. He made use of fake airline tickets, bank statements and emails of hotel reservation to claim nearly GBP20000. He received a 16-month jail sentence instead.  


Misplaced angst

An award-winning hotelier claimed for GBP34000 in disability income owing to depression and anxiety, symptoms that were not allowing him to work. He was caught out when he was found running a hotel. He received a 14-month suspended prison sentence.


Caught Unawares

A man lost his Ford pick-up and having sent a claim to his insurer, was hoping the cops had solved the crime when they showed up at his residence. Instead, the insured was accused of faking the entire ordeal. He was even more upset when he heard that his insurer...


No antique, this one!

An insured was sitting in his living room which had caught fire and telling the claims adjustor about his ‘very’ expensive, antique piano, which he believed was 350 years old. The adjustor asked his contractor to check underneath the piano for the soundboard. The kind of wood used was only...


Abduction, anyone?

Of all the weirdness in the world of insurance, this one takes the cake. A company has promised its potential customers of a big insurance payout for taking out alien abduction insurance policies. The policy protects against extraterrestrial encounters and a host of absurd benefits for potential abductees including psychiatric...


Calling cake

A woman decided to bake a cake. She accidently baked her mobile phone too and made a claim with her insurance company. Sadly, while the company commiserated with her loss, they refused to pay for her negligence.


On the fraud trail

A woman consistently claimed for various losses for a year. She made claims for various health, stolen goods among other things, amounting to a large sum of money owed to her from the insurance company.  Fortunately, the claims adjuster and fraud investigator discovered the trend and decided to act on...


Fake mugging

A holidaymaker confessed to making up a mugging for a fake insurance claim after he was arrested. The insured filed a claim for an expensive watch that he alleged was taken from him in a mugging incident. Initial enquiries contradicted his claims and he was caught in the airport wearing...

Previous Issue