November 24, 2024
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Risky Business

Risky Business

Fender bender

A claimant was driving and pulled onto a state highway at night and ran into a porcelain toilet that was just sitting in the road. The porcelain toilet stuck to his fender. When he pulled over to assess the damage the toilet was stuck to his car, he took a...

Sharp snack

Willow, a five-year-old hound decided to feast on his family’s picnic lunch when he thought no one was looking. Unfortunately, while helping himself, he wolfed down a sandwich, toothpick and all. An emergency trip to the veterinarian resulted, after which he received medication. His condition was monitored thereafter. His owners...

Look out!

Hawaii is famous for its slang words. An adjuster had a dose of it when he went to look at a case where a claimant injured herself by falling down the stairs of an insured’s apartment. He asked her what caused her to fall down the stairs, and she replied...

A trail of defects

A woman was using an eyelash curler when it broke. A metal portion in the curler jabbed her eye, resulting in a serious injury. The insurer of the company that sold the eyelash curler was willing to pay the claim. However, an investigation showed that the woman had a history...

Spud blaze

A claim was received for a tractor-trailer carrying 40,000 pounds of french fries that caught fire in a parking lot. The fire department advised the truck’s brakes overheated and were the suspected cause of the blaze in the middle of the busy parking lot. The driver said he pulled over...

Fraud goof-up

A woman claimed to have been the victim of a home burglary. While taking a recorded statement of the long list of stolen items, the insurer was supplied with photos of many articles. During the course of questioning, he noticed that her ring and necklace that she was wearing were...

Road rage

Everybody has his or her share of road rage. A woman similarly claimed damages to her vehicle, which turned against her. Upon inspection, there was no damage to the front of the vehicle, but the windshield was smashed, and the damage was made to the rear of the car. To...

Unfortunate stowaway

A person once climbed over a barbed wire fence onto a secured air field that was security-monitored. He then proceeded to climb into the wheel well of a jet. Unfortunately he was missed by the security inspection before take-off, and died of cold and altitude. The family of the person...

Enchilada burnout

A regular at a Mexican restaurant always ordered the same enchilada dish for years, and the waitress serving him would always warn him about the hot plate and that he wasn’t to touch it. Call it forgetfulness, or she probably thought he did not need the warning anymore, one day...

Bovine madness

A woman filed a claim for damage to her vehicle. Strangely enough, there was no other car involved in the mishap. The insured explained why. She had parked her vehicle at a farm which was the venue of her children’s school field trip. After the kids came back from a...

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