A popular restaurant was thrown into litigation because of the issue of a coin. One couple was notorious among the staff for being poor tippers. One day a very tired and overworked waitress was handling the couple. Upon finding, as usual, just a coin while they were leaving, she flared...
Ordinarily, a picture of a beauty pageant contestant on Facebook high-heeling it onstage shouldn’t have been cause for concern. But this particular model had apparently fractured a toe at work, made a worker’s compensation claim and told her doctor and employer that she could not walk, let alone wear shoes...
Sometimes moms can bring out the fear in their children. Here’s one such example: An insured made a claim for a stolen car. After several hours the car was tracked down and was reported to be a complete wreck. The local police said that a 13-year-old broke into the car...
A woman once visited a gym with the intent of joining as a member. While walking out, she tripped, fell down, and sprained her ankle. She then filed an insurance claim with the gym’s insurer and threatened to file a lawsuit against the gym. The adjuster calmly checked the records...
Here’s an incident that looked like it came from a Mr. Bean episode. A man filed a homeowner’s claim for using a spray-paint can and lighter to try and kill a spider on his wall. Obviously, such an action comes with its repercussions. He ended up setting fire to his...
We all have pinpricks in our conscience when it comes to valet parking. And there are times when we all feel self-parking would have been much simpler. This is one such incident: A valet forgot to change gears to park in the car and left it at a dock. In...
A woman purchased a new 32-foot Winnebago motor home. On her first trip home, from a football game, having driven on to the freeway, she set the cruise control and calmly left the driver’s seat to go to the back of the vehicle to make herself a sandwich. Not...
An insurer once received a watercraft claim for USD16,000.00 worth of damage to the interior of a boat. The insured went to go boating and discovered an open door. The interior cabin of the boat was destroyed. The first thought was that teenagers who have been hanging out caused problems...
A man, who was leaving a house he had just burglarised by way of the garage, was a victim of much discomfort. Unfortunately for him, the automatic garage door opener malfunctioned and he could not get the garage door to open. Worse, he couldn’t re-enter the house because the door...
A homeowner’s online claim for damage to their roof read: “Our house was hit by a tomato” in the description. The bill for USD2300 was also submitted by their roofing contractor. Upon contacting the insured, it came to light that the online application was auto-corrected from ‘tornado’ to ‘tomato’, thus adding...
